The Medicaid Squeeze Can Be Reversed
The Medicaid Squeeze The intricate maze of Medicaid Planning confuses even seasoned professionals if they don’t focus on this type of planning in their daily practice, and it’s easy to find differing opinions. Accountants cringe when told to liquidate an IRA because they’re used to minimizing taxes. Bankers gasp when told to liquidate or just […]
Mom Needs Help… What Do We Do?
Basic Long-Term Care Options While Medicaid and Long Term Care Planning are often focused on preserving money, at least for the families who speak with me. But the overall process has to be about more than just assets and income. Unfortunately, many professionals push those aside and focus only on the money without sufficient emphasis […]
Three Reasons NOT to Gift Real Estate to Children
[From time to time, it’s good to readdress important topics and so we will rerun past articles. With the real estate market heating up, it was time to bring back an article on reasons not to gift property to your children.] Reasons Not To Gift Real Estate With the rising cost of long-term care, families […]
Medicaid DOES Care if you Gift $16,000
[Below is a reprint of a previously published article, but the situation keeps coming up, especially when it comes to Medicaid qualification for seniors. While gifting can be part of an overall Medicaid Planning strategy, there are specific consequences that need to be planned and timed properly. There is NOT a free $16,000 a year […]
HEALTHCARE: Will it be ACA or AHCA… How About HCSM?
What kind of changes can we expect to our healthcare system if this new law is passed by the Senate?
Annuity Funding: Individual Retirement Account Versus After Tax Dollars
A form of annuities has been around since Roman times. In the reign of emperors, investors made a single payment into an “annua” and received annual stipends for the rest of their life.